NLPNational Loan Provider

Investor loan case studies

Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31 years in real estate finance

These are four case studies of real investor loans that Dominick Prevete of National Loan Provider placed between March 2025 and March 2026: 18 loans and $10,183,500, each listed on the closed transactions record. Each one answers a question investors ask, using a real file. Pages name the city and state only.

  1. Two 4-unit purchases at 85% LTV, closed the same day — Bloomfield, NJ

    Can you get a DSCR loan at 85% LTV? Can I buy two rentals at once?

    2 loans · $1,334,350 · Bloomfield, NJ · November 2025

  2. Six cash-out refinances after another lender misread a 3-family — Paterson, NJ

    What if a lender says my 3-family is a 2-family?

    6 loans · $3,202,200 · Paterson, NJ · May – June 2025

  3. Four loans for one investor, the last at 0.758 DSCR — Dover, NJ

    Can you get a DSCR loan below 1.0?

    4 loans · $1,955,250 · Dover, NJ · March – December 2025

  4. From fix-and-flip bridge loans to permanent DSCR debt — West Palm Beach, FL and Sussex, NJ

    How do you refinance a fix-and-flip bridge loan into a DSCR loan? Can a short-term rental with no rental history qualify?

    6 loans · $3,691,700 · West Palm Beach, FL and Sussex, NJ · June 2025 – March 2026

Every loan here is also listed, with all 62 closings, on the closed transactions record.