Refer the deals you don't write. Keep every relationship you can.
When an investor deal lands on your desk that you can't close — an LLC rental, a flip, a bridge, a mixed-use building — you shouldn't have to choose between losing the deal and risking the relationship. Send it to a lender that only does business-purpose investor loans, so there's nothing of yours to compete for.
Referring a deal shouldn't cost you the client.
Most loan officers have been burned at least once — you send a borrower somewhere, and the next thing you know that lender is marketing to your client and chasing your referral sources. That doesn't happen here, and it's structural, not a pinky promise.
Your borrower stays yours
We only write business-purpose investor loans — never owner-occupied, never consumer. There's nothing of yours for us to compete for. When the deal's done, the borrower is still your client.
Your sources stay yours
The realtor, the CPA, the past client who sent you the deal — we never go upstream to them. Your referral network is the business you built. We don't touch it.
And it's in writing
A short referral agreement makes the promises real: a non-solicit of your client and no end-run to your sources. Before anything moves, not after.
We stay in our lane. On purpose.
The whole arrangement works because our lanes don't overlap. You own the consumer relationship. We take the business-purpose investor deal you weren't going to write anyway.
You keep
- ✓Owner-occupied purchases and refinances
- ✓Conventional, FHA, VA, and jumbo
- ✓Your consumer borrowers and your pipeline
- ✓Every relationship you've spent years building
We take
- →DSCR / long-term rental (LLC, no income docs)
- →Fix & flip and value-add bridge
- →Ground-up construction
- →Bridge and 2nd-position, time-sensitive deals
- →Commercial & mixed-use — office, retail, 5+ unit multifamily
- →Anything business-purpose that's outside your lane
The deals that walk in and don't fit.
The LLC purchase you can't fit
Your borrower wants to buy a rental in an LLC with no income docs. It doesn't fit the conventional box, and you'd rather not lose the relationship over a deal you can't close. Hand off the file — keep the client.
The flip that needs to move
A past client found a distressed property and needs to close in two weeks with rehab money built in. That's not your product. It's ours — and you stay the person who introduced them to the capital.
The retail strip or mixed-use refi
A borrower comes to you with a small retail strip or a building with storefronts and apartments above. It's commercial, business-purpose, outside what you write. Refer it and stay in the loop the whole way.
Partners get taken care of.
There are a few ways partners work with us — a fee share, a referral arrangement, or simply trading deals back and forth. Because these are business-purpose investor loans, the arrangement is different from a consumer-mortgage referral. It's a short conversation, not a number on a web page.
Tell us how you'd like to work together and we'll find the structure that fits. We just ask that you confirm your own employer and state rules allow you to accept an outside arrangement — and we'll put whatever we agree to in writing.
When my investor client needs a primary, that's your deal.
We don't write owner-occupied loans — so when one of our investor clients needs financing on a primary residence, that borrower goes to a partner. Refer the deals you can't do, and we send back the ones we can't. That's the whole idea: a relationship, not a one-way street.
Tools that make you look good to the client you referred.
Real-time loan sizer
Size a deal on the spot so you can tell your borrower something real before you even refer it.
Co-brandable calculators
DSCR, cap rate, and cash-flow tools you can put your own name on.
24-hour term sheets
If the deal's a fit, your borrower has pricing and structure in writing within a day.
Co-branded one-pager
Something polished you can hand the borrower, with your name on it next to ours.
Status visibility
See where the deal stands so you're never the last to know when your client asks.
Three steps. No drama.
Refer the deal
Send it over — or just start a conversation. Tell us who referred the client to you so it's documented from minute one.
We scope it, you stay looped
Dominick works the file personally and keeps you in the loop. Term sheet in 24 hours if it's a fit.
You keep the relationship
The borrower closes a deal you couldn't have done — and you're still their loan officer for everything else.
The questions loan officers actually ask
Every deal here is structured personally by Dominick Prevete — 31 years in real estate finance, $2B+ closed, 100+ lender relationships.
Send it over. Keep your client.
Refer the investor deal, document who sent it to you, and let's talk about how partners work together. Your borrower stays yours.