DSCR Loans in New Hampshire
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across New Hampshire, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.25% (November 2026), and most close in 14 days. In 2025 HMDA data, 229 lenders made 1,514 investment-property loans in New Hampshire; the most active are in the table below, and 7 counties have their own page.
New Hampshire investor market at a glance
| Statistic | New Hampshire | National | State rank |
|---|---|---|---|
| Investor loans | 1,514 | 553,332 | 44th of 51 |
| Reporting lenders | 229 | 4,120 | 40th of 51 |
| Loan volume | $566.5M | $190.57B | 43rd of 51 |
| Average loan | $374K | $344K | 15th of 51 |
| Median loan | $335K | — | 11th of 51 |
| Purchases | 63.1% | 59.2% | 15th of 51 |
| Cash-out refinances | 20.3% | 18.8% | 16th of 51 |
| 2–4 unit properties | 36.5% | 17.3% | 6th of 51 |
| Top five lenders' share | 19.7% | 21.9% | 36th of 51 |
| Reported business-purpose | 69.4% | 70.8% | 23rd of 51 |
New Hampshire: closed-end loans on 1–4 unit investment properties. Rank is highest first among the 50 states and DC. The national figures are totals for loans and volume, distinct filers for lenders, and loan-weighted averages for every share; a median does not combine across states.
What stands out in New Hampshire
36.5% of New Hampshire's investor loans financed a 2–4 unit property, the 6th-highest share of the 50 states and DC (national figure: 17.3%).
2–4 unit properties are common here. A DSCR loan on a 2–4 unit property qualifies on the rent from all of its units.
The median investor loan in New Hampshire was $335K, the 11th-highest median of the 50 states and DC.
Loans here run large. Dominick arranges DSCR loans from $75,000 up through jumbo balances.
Who are the DSCR and investment-property lenders in New Hampshire?
The most active investment-property lenders in New Hampshire in 2025 HMDA data were CMG MORTGAGE, INC.; United Wholesale Mortgage; and Rocket Mortgage, LLC, out of 229 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in New Hampshire, and matches each file to the one most likely to fund it.
Every year, lenders report their originations under the Home Mortgage Disclosure Act. We filtered New Hampshire's 2025 filings to closed-end loans on 1–4 unit investment properties: 1,514 loans totaling $0.57B across 229 lenders. These were the most active.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 88 | $27.6M | $314K | 69.3% |
| United Wholesale Mortgage | 87 | $29.4M | $337K | 54.0% |
| Rocket Mortgage, LLC | 47 | $15.8M | $337K | 48.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 43 | $15.3M | $355K | 83.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 34 | $11.8M | $348K | 94.1% |
| GUARANTEED RATE, INC. | 31 | $14.9M | $480K | 71.0% |
| Hometown Equity Mortgage, LLC | 31 | $12.1M | $390K | 45.2% |
| GUILD MORTGAGE COMPANY | 28 | $9.2M | $329K | 78.6% |
| EMM LOANS LLC | 27 | $8.4M | $311K | 85.2% |
| Bangor Savings Bank | 25 | $14.0M | $560K | 56.0% |
| Loandepot.Com, LLC | 24 | $9.0M | $373K | 62.5% |
| MOVEMENT MORTGAGE, LLC | 24 | $8.8M | $367K | 75.0% |
| PENNYMAC LOAN SERVICES, LLC | 23 | $9.3M | $406K | 56.5% |
| Leader Bank, National Association | 23 | $8.7M | $380K | 91.3% |
| NEWREZ LLC | 22 | $8.6M | $389K | 68.2% |
| Fairway Independent Mortgage Corporation | 22 | $8.3M | $377K | 95.5% |
| Meredith Village Savings Bank | 20 | $5.9M | $297K | 85.0% |
| ABL RPC Residential Credit Acquisition LLC | 19 | $6.8M | $356K | 5.3% |
| T2 FINANCIAL LLC | 19 | $5.0M | $263K | 78.9% |
| Kennebunk Savings Bank | 18 | $13.0M | $723K | 77.8% |
| Loan Funder LLC | 18 | $6.2M | $344K | 38.9% |
| Bar Harbor Bank & Trust | 17 | $5.4M | $316K | 58.8% |
| HOMEXPRESS MORTGAGE CORP. | 16 | $5.8M | $365K | 68.8% |
| Mascoma Bank | 16 | $4.9M | $308K | 62.5% |
| Sierra Pacific Mortgage Company, Inc. | 15 | $7.9M | $526K | 40.0% |
Source: 2025 HMDA loan-level data (CFPB/FFIEC Data Browser), retrieved November 11, 2026. Updated annually. See how this data is built or download the full dataset (CSV) — all 229 reporting lenders with every underlying figure. Researching the market rather than financing a property? The New Hampshire lending data page covers this table on its own.
What this table can't show you: fit. HMDA exempts short-term financing, so fix-and-flip and bridge lenders barely appear here — and no federal dataset knows which lender's guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders so it lands with the one most likely to fund it.
Price your loan →Dominick Prevete places loans with some of the lenders listed here through wholesale relationships, and is paid when a loan he arranges closes. Appearing in this table is not an endorsement or a recommendation.
DSCR loans by county in New Hampshire
Each county page compares the county's 2025 HMDA investor-lending figures with New Hampshire's and names its most active lenders. Counties are listed by investor loan count.
7 New Hampshire counties have their own page so far.
- Hillsborough County473 loans
- Rockingham County243 loans
- Strafford County138 loans
- Merrimack County137 loans
- Carroll County135 loans
- Grafton County132 loans
- Belknap County109 loans
- Cheshire County (fewer than 100 investor loans in 2025)53 loans
- Coos County (fewer than 100 investor loans in 2025)49 loans
- Sullivan County (fewer than 100 investor loans in 2025)30 loans
Run the coverage test on your New Hampshire deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a New Hampshire property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — New Hampshire's at-a-glance figures, its rank among the 50 states and DC, its observations and the Quick Read's 229 lenders and 1,514 loans: 2025 HMDA loan-level data.
- New Hampshire investor-lender dataset (CSV) — Every New Hampshire lender behind the table above, with volume, average loan and purchase share for each.
- New Hampshire investor lending data, Dominick Prevete — The New Hampshire table on its own, with the state's concentration figures and the method behind them.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.25%, as of November 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.