DSCR Loans in Nevada
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Nevada, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.25% (November 2026), and most close in 14 days. In 2025 HMDA data, 272 lenders made 5,641 investment-property loans in Nevada; the most active are in the table below, and 2 counties have their own page.
Nevada investor market at a glance
| Statistic | Nevada | National | State rank |
|---|---|---|---|
| Investor loans | 5,641 | 553,332 | 33rd of 51 |
| Reporting lenders | 272 | 4,120 | 34th of 51 |
| Loan volume | $1.98B | $190.57B | 26th of 51 |
| Average loan | $351K | $344K | 20th of 51 |
| Median loan | $295K | — | 13th of 51 |
| Purchases | 67.3% | 59.2% | 5th of 51 |
| Cash-out refinances | 17.2% | 18.8% | 27th of 51 |
| 2–4 unit properties | 5.5% | 17.3% | 51st of 51 |
| Top five lenders' share | 24.8% | 21.9% | 13th of 51 |
| Reported business-purpose | 73.7% | 70.8% | 14th of 51 |
Nevada: closed-end loans on 1–4 unit investment properties. Rank is highest first among the 50 states and DC. The national figures are totals for loans and volume, distinct filers for lenders, and loan-weighted averages for every share; a median does not combine across states.
What stands out in Nevada
5.5% of Nevada's investor loans financed a 2–4 unit property, the lowest share of the 50 states and DC (national figure: 17.3%).
Single-family rentals dominate here. A DSCR loan qualifies a single-family rental on its market rent, not your income.
67.3% of Nevada's investor loans were purchases, the 5th-highest share of the 50 states and DC (national figure: 59.2%).
Most investor loans here are purchases. A DSCR purchase qualifies on the property's rent, so you can get written terms before you make an offer with the Instant Term Sheet.
Who are the DSCR and investment-property lenders in Nevada?
The most active investment-property lenders in Nevada in 2025 HMDA data were Kiavi Funding, Inc.; United Wholesale Mortgage; and THE LOAN STORE, INC., out of 272 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Nevada, and matches each file to the one most likely to fund it.
Every year, lenders report their originations under the Home Mortgage Disclosure Act. We filtered Nevada's 2025 filings to closed-end loans on 1–4 unit investment properties: 5,641 loans totaling $1.98B across 272 lenders. These were the most active.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| Kiavi Funding, Inc. | 591 | $248.0M | $420K | 90.5% |
| United Wholesale Mortgage | 261 | $82.5M | $316K | 61.7% |
| THE LOAN STORE, INC. | 200 | $66.6M | $333K | 64.5% |
| Rocket Mortgage, LLC | 177 | $51.4M | $290K | 50.8% |
| DHI MORTGAGE COMPANY, LTD. | 168 | $47.0M | $279K | 100.0% |
| PENNYMAC LOAN SERVICES, LLC | 157 | $54.6M | $348K | 66.9% |
| OCMBC, INC. | 153 | $49.8M | $326K | 60.8% |
| GUILD MORTGAGE COMPANY | 150 | $42.6M | $284K | 70.0% |
| PANORAMA MORTGAGE GROUP, LLC | 135 | $26.4M | $195K | 99.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 133 | $47.2M | $355K | 76.7% |
| AAA CAPITAL INVESTMENT, INC. | 128 | $38.8M | $303K | 64.1% |
| Citadel Servicing Corporation | 84 | $33.0M | $393K | 64.3% |
| East West Bank | 84 | $25.9M | $308K | 81.0% |
| U.S. Bank National Association | 83 | $29.3M | $353K | 65.1% |
| GUARANTEED RATE, INC. | 83 | $25.6M | $308K | 63.9% |
| HOMEXPRESS MORTGAGE CORP. | 78 | $24.9M | $320K | 42.3% |
| CHAMPIONS FUNDING, LLC | 75 | $35.7M | $476K | 48.0% |
| LANTZMAN MANAGEMENT, INC. | 70 | $24.4M | $348K | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 68 | $27.0M | $397K | 38.2% |
| LENNAR MORTGAGE, LLC | 68 | $22.9M | $336K | 100.0% |
| A&D Mortgage LLC | 67 | $18.9M | $282K | 65.7% |
| Broker Solutions, Inc. | 65 | $17.8M | $274K | 72.3% |
| AMERICA FIRST Federal Credit Union | 62 | $8.4M | $136K | 21.0% |
| LIMA ONE CAPITAL, LLC | 59 | $20.3M | $344K | 84.7% |
| JPMorgan Chase Bank, National Association | 55 | $16.8M | $305K | 58.2% |
Source: 2025 HMDA loan-level data (CFPB/FFIEC Data Browser), retrieved November 11, 2026. Updated annually. See how this data is built or download the full dataset (CSV) — all 272 reporting lenders with every underlying figure. Researching the market rather than financing a property? The Nevada lending data page covers this table on its own.
What this table can't show you: fit. HMDA exempts short-term financing, so fix-and-flip and bridge lenders barely appear here — and no federal dataset knows which lender's guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →Dominick Prevete places loans with some of the lenders listed here through wholesale relationships, and is paid when a loan he arranges closes. Appearing in this table is not an endorsement or a recommendation.
DSCR loans by county in Nevada
Each county page compares the county's 2025 HMDA investor-lending figures with Nevada's and names its most active lenders. Counties are listed by investor loan count.
2 Nevada counties have their own page so far.
- Clark County4,614 loans
- Washoe County649 loans
- Douglas County (fewer than 100 investor loans in 2025)94 loans
- Carson City (fewer than 100 investor loans in 2025)56 loans
- Nye County (fewer than 100 investor loans in 2025)56 loans
- Lyon County (fewer than 100 investor loans in 2025)50 loans
- Elko County (fewer than 100 investor loans in 2025)44 loans
- Humboldt County (fewer than 100 investor loans in 2025)21 loans
- White Pine County (fewer than 100 investor loans in 2025)21 loans
- Churchill County (fewer than 100 investor loans in 2025)18 loans
- Lincoln County (fewer than 100 investor loans in 2025)4 loans
- Mineral County (fewer than 100 investor loans in 2025)4 loans
- Pershing County (fewer than 100 investor loans in 2025)2 loans
- Eureka County (fewer than 100 investor loans in 2025)1 loans
Run the coverage test on your Nevada deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Nevada property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Nevada's at-a-glance figures, its rank among the 50 states and DC, its observations and the Quick Read's 272 lenders and 5,641 loans: 2025 HMDA loan-level data.
- Nevada investor-lender dataset (CSV) — Every Nevada lender behind the table above, with volume, average loan and purchase share for each.
- Nevada investor lending data, Dominick Prevete — The Nevada table on its own, with the state's concentration figures and the method behind them.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.25%, as of November 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.