DSCR Loan Application: Start Online in a Few Minutes
You can start a DSCR loan application with Dominick Prevete online in a few minutes, for a business-purpose loan on a non-owner-occupied 1–4 unit investment property, long-term or short-term rental. You answer the deal questions here, then Dominick finishes the file with you on a short call: credit, documents and anything the form doesn't cover. Starting doesn't pull your credit and isn't an approval. Prefer to talk first? Call or text him at (908) 220-6404; he takes these calls himself.
Start your application
First the deal: the property, the loan and you as the borrower. Those answers price it into a written term sheet, emailed to you. Then a few application questions the term sheet doesn't ask, and Dominick calls to finish the file.
How do I apply for a DSCR loan online?
Start on this page, or from an Instant Term Sheet. The deal questions come first: the property, the loan and you as the borrower, and they price the deal into a written term sheet. A few application questions follow: your mailing address, the entity and anyone else signing, your experience, occupancy, funds and timing. Then Dominick Prevete calls to finish the file with you.
What happens after I submit the application?
In order: the intake call with Dominick; your documents and a signed credit authorization; the appraisal, which the lender orders; underwriting; and closing. How long each step takes depends on the deal and the lender, so none of them is given a date here.
Can I apply online for a short-term rental (Airbnb) loan?
Yes, with the same application: choose short-term rental in the deal questions, and the application asks about your booking history. With booking history, the lender uses the actual history. With no booking history, such as a new acquisition, the lender uses the appraiser's long-term market rent or an AirDNA-style projection, depending on the program. It also asks whether you have a short-term rental permit or registration, because some jurisdictions require one.
Can I start my application from ChatGPT?
Yes. Get a term sheet in ChatGPT, Claude or Grok through the Instant Term Sheet. Every term sheet carries a link that continues to this application with the deal already filled in.
Does starting an application pull my credit?
No. A credit report is pulled later in the process, only with the investor's written authorization.
What documents will I need?
Mostly the property, the entity and your bank statements: the contract or your mortgage statement, leases, insurance, the entity's formation documents, ID and recent statements, and no tax returns. The full list, grouped the way an underwriter reads it, is in the DSCR loan document checklist.
Is an application an approval?
No. An application starts the file; it is not an approval, a commitment to lend or an offer of credit. A term sheet is indicative and not a commitment to lend; it is subject to full underwriting, and final terms are set at rate lock.
Send the deal to Dominick directly.
Written term sheet within 24 hours — rate, leverage, and structure.
A term sheet is non-binding and subject to underwriting, appraisal and full diligence; what the 24-hour window buys is a real written structure from a lender that fits, not a ballpark. No fee, and no hard credit pull to find out.