DSCR Loans in Matanuska-Susitna Borough, Alaska
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
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In 2025 HMDA data, 35 lenders made 124 investment-property loans in Matanuska-Susitna Borough, 19.7% of Alaska's total. Dominick Prevete arranges DSCR loans across Matanuska-Susitna Borough, Alaska, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.25% (November 2026), and most close in 14 days. At HUD's fair market rent, a three-bedroom rental there covers its full payment up to a price of about $260,000.
See which lenders are most active in Matanuska-Susitna Borough →
Matanuska-Susitna Borough investor market at a glance
| Statistic | Matanuska-Susitna Borough | Alaska | County rank |
|---|---|---|---|
| Investor loans | 124 | 631 | 2nd of 2 |
| Reporting lenders | 35 | 91 | 2nd of 2 |
| Loan volume | $42.7M | $194.3M | 2nd of 2 |
| Average loan | $345K | $308K | 1st of 2 |
| Median loan | $290K | $285K | 2nd of 2 |
| Purchases | 53.2% | 61.8% | 2nd of 2 |
| Cash-out refinances | 25.8% | 21.1% | 1st of 2 |
| 2–4 unit properties | 43.5% | 34.4% | 1st of 2 |
| Top five lenders' share | 43.5% | 37.9% | 2nd of 2 |
| Reported business-purpose | 48.4% | 59.1% | 2nd of 2 |
Matanuska-Susitna Borough: closed-end loans on 1–4 unit investment properties. Matanuska-Susitna Borough's rank is highest first, among Alaska's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Matanuska-Susitna Borough's investor loans.
What stands out in Matanuska-Susitna Borough
The average investor loan in Matanuska-Susitna Borough was $345K, the highest average of Alaska's 2 counties with published data (statewide: $308K).
Loans here run large. Dominick arranges DSCR loans from $75,000 up through jumbo balances.
25.8% of Matanuska-Susitna Borough's investor loans were cash-out refinances, the highest share of Alaska's 2 counties with published data (statewide: 21.1%).
On the DSCR cash-out refinances Dominick arranges, cash-out can close with no seasoning.
53.2% of Matanuska-Susitna Borough's investor loans were purchases, the lowest share of Alaska's 2 counties with published data (statewide: 61.8%).
Refinances are a larger share here than in most of Alaska. A DSCR refinance qualifies on the property's current rent.
Does a DSCR loan pencil in Matanuska-Susitna Borough?
At HUD's fair market rent of $1,790 for a 3-bedroom in Matanuska-Susitna Borough, Alaska, a rental covers its full DSCR payment up to a purchase price of about $260,000, with 20% down at the 7.25% starting rate (November 2026). Matanuska-Susitna Borough's median home value is $346,600; at that price the payment is $2,343 a month, so the property would need $2,350 in rent to cover it.
Coverage under 1.00 doesn't end the deal: the DSCR programs Dominick arranges go down to no-ratio, priced for the lower coverage, and a lower price or a larger down payment raises the ratio.
| HUD fair market rent, 2 / 3 / 4 bedroom (FY2027) | $1,293 / $1,790 / $2,161 |
|---|---|
| Median home value (2020–2024 ACS 5-year) | $346,600 |
| Median property taxes and effective rate | $3,685 (1.06% of value) |
| Monthly payment on the median-value home: P&I, taxes, insurance | $2,343 |
| Rent needed to cover that payment | $2,350 |
| Coverage of a 3-bedroom at fair market rent | 0.76 |
| Highest price a 3-bedroom at fair market rent covers | about $260,000 |
| Highest price two 2-bedroom units at fair market rent cover | about $380,000 |
Fair market rent is HUD's 40th-percentile gross rent, including utilities; a property's appraised market rent can be higher or lower. Payment uses 20% down, a 30-year amortization at the published DSCR starting rate, the county's median effective property-tax rate and insurance at 0.50% of value. Purchase leverage goes up to 85% on qualifying files. This is an illustration, not a term sheet or an offer of credit.
Price your actual deal →Run Matanuska-Susitna Borough's numbers in the calculator below →
Who are the DSCR and investment-property lenders in Matanuska-Susitna Borough?
The most active investment-property lenders in Matanuska-Susitna Borough in 2025 HMDA data were THE LOAN STORE, INC.; First National Bank Alaska; and RESIDENTIAL MORTGAGE, LLC, out of 35 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders and matches each file to the one most likely to fund it.
Matanuska-Susitna Borough's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 124 loans and $42.7M from 35 lenders. THE LOAN STORE, INC. led Matanuska-Susitna Borough with 14 loans, 11.3% of the county's total, and the average Matanuska-Susitna Borough loan of $345K compares with $308K across Alaska.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| THE LOAN STORE, INC. | 14 | $5.6M | $401K | 57.1% |
| First National Bank Alaska | 11 | $5.8M | $530K | 63.6% |
| RESIDENTIAL MORTGAGE, LLC | 10 | $3.4M | $335K | 30.0% |
| Global Federal Credit Union | 10 | $2.5M | $255K | 60.0% |
| KIND LENDING, LLC | 9 | $2.6M | $291K | 33.3% |
| Rocket Mortgage, LLC | 8 | $2.1M | $265K | 37.5% |
| NEWREZ LLC | 7 | $2.6M | $366K | 57.1% |
| United Wholesale Mortgage | 6 | $2.4M | $392K | 50.0% |
| NEXERA HOLDING LLC | 5 | $1.7M | $341K | 40.0% |
| MOVEMENT MORTGAGE, LLC | 5 | $1.4M | $281K | 60.0% |
| CANOPY MORTGAGE, LLC | 4 | $1.2M | $300K | 75.0% |
| MATANUSKA VALLEY FEDERAL CREDIT UNION | 4 | $0.7M | $180K | 50.0% |
| BPL MORTGAGE TRUST, LLC | 3 | $1.5M | $485K | 100.0% |
| Loandepot.Com, LLC | 3 | $0.7M | $248K | 66.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | $0.9M | $430K | 50.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | $0.7M | $335K | 100.0% |
| ENVOY MORTGAGE, LTD | 2 | $0.6M | $300K | 100.0% |
| CONVENTUS LLC | 2 | $0.5M | $225K | 100.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 1 | $0.8M | $775K | 100.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | $0.7M | $695K | 100.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | $0.6M | $575K | 100.0% |
| NFM, INC. | 1 | $0.5M | $515K | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | $0.5M | $505K | 100.0% |
| GUILD MORTGAGE COMPANY | 1 | $0.4M | $365K | 0.0% |
| County National Bank | 1 | $0.4M | $365K | 100.0% |
0 Alaska loans (0%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Matanuska-Susitna Borough: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved November 11, 2026. How this data is built · Matanuska-Susitna Borough CSV, all 25 lenders
What Matanuska-Susitna Borough's table can't show you: fit. Short-term financing is exempt from HMDA, so Matanuska-Susitna Borough's fix-and-flip and bridge lenders barely appear among its 35 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders so it lands with the one most likely to fund it.
Price your loan →Dominick Prevete places loans with some of the lenders listed here through wholesale relationships, and is paid when a loan he arranges closes. Appearing in this table is not an endorsement or a recommendation.
Counties near Matanuska-Susitna Borough with published lender data
| County | Investor loans, 2025 | Lenders | Where it is from Matanuska-Susitna Borough |
|---|---|---|---|
| Anchorage Municipality, AK | 280 | 65 | Borders Matanuska-Susitna Borough |
Run the coverage test on your Matanuska-Susitna Borough, Alaska deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Matanuska-Susitna Borough, Alaska property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Matanuska-Susitna Borough's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 35 lenders and 124 loans: 2025 HMDA loan-level data rolled up to Matanuska-Susitna Borough.
- Matanuska-Susitna Borough investor-lender dataset (CSV) — All 25 lenders in the Matanuska-Susitna Borough, Alaska table, ranked by loan count, with volume, average loan and purchase share for each.
- HUD FY2027 Fair Market Rents — Matanuska-Susitna Borough's 2-, 3- and 4-bedroom fair market rents in the rent math, and the 3-bedroom rent its highest-price figure uses: HUD's FY2027 figures for the Matanuska-Susitna Borough, AK HUD Metro FMR Area.
- Census ACS 2020–2024 5-year, tables B25077 and B25103 — Matanuska-Susitna Borough's median home value (B25077) and median property taxes paid (B25103) in the rent math, from the Census 2020–2024 ACS 5-year summary files.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.25%, as of November 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.