DSCR Loans in Bossier Parish, Louisiana
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
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In 2025 HMDA data, 48 lenders made 219 investment-property loans in Bossier Parish, 2.7% of Louisiana's total. Dominick Prevete arranges DSCR loans across Bossier Parish, Louisiana, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.25% (November 2026), and most close in 14 days. At HUD's fair market rent, a three-bedroom rental there covers its full payment up to a price of about $215,000.
Bossier Parish investor market at a glance
| Statistic | Bossier Parish | Louisiana | County rank |
|---|---|---|---|
| Investor loans | 219 | 8,254 | 10th of 17 |
| Reporting lenders | 48 | 337 | 11th of 17 |
| Loan volume | $38.0M | $1.46B | 11th of 17 |
| Average loan | $173K | $177K | 7th of 17 |
| Median loan | $105K | $125K | 11th of 17 |
| Purchases | 55.7% | 47.7% | 3rd of 17 |
| Cash-out refinances | 11.0% | 13.1% | 8th of 17 |
| 2–4 unit properties | 11.0% | 23.6% | 16th of 17 |
| Top five lenders' share | 38.4% | 16.0% | 8th of 17 |
| Reported business-purpose | 42.5% | 46.3% | 10th of 17 |
Bossier Parish: closed-end loans on 1–4 unit investment properties. Bossier Parish's rank is highest first, among Louisiana's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Bossier Parish's investor loans.
What stands out in Bossier Parish
11.0% of Bossier Parish's investor loans financed a 2–4 unit property, the 2nd-lowest share of Louisiana's 17 counties with published data (statewide: 23.6%).
Single-family rentals dominate here. A DSCR loan qualifies a single-family rental on its market rent, not your income.
55.7% of Bossier Parish's investor loans were purchases, the 3rd-highest share of Louisiana's 17 counties with published data (statewide: 47.7%).
Most investor loans here are purchases. A DSCR purchase qualifies on the property's rent, so you can get written terms before you make an offer with the Instant Term Sheet.
The median investor loan in Bossier Parish was $105K, the 4th-lowest median of Louisiana's 17 counties with published data (statewide: $125K).
Loans here run small. DSCR loans Dominick arranges start at $75,000.
Does a DSCR loan pencil in Bossier Parish?
At HUD's fair market rent of $1,380 for a 3-bedroom in Bossier Parish, Louisiana, a rental covers its full DSCR payment up to a purchase price of about $215,000, with 20% down at the 7.25% starting rate (November 2026). Bossier Parish's median home value is $227,200; at that price the payment is $1,455 a month, so the property would need $1,475 in rent to cover it.
Coverage under 1.00 doesn't end the deal: the DSCR programs Dominick arranges go down to no-ratio, priced for the lower coverage, and a lower price or a larger down payment raises the ratio.
| HUD fair market rent, 2 / 3 / 4 bedroom (FY2027) | $1,045 / $1,380 / $1,450 |
|---|---|
| Median home value (2020–2024 ACS 5-year) | $227,200 |
| Median property taxes and effective rate | $1,445 (0.64% of value) |
| Monthly payment on the median-value home: P&I, taxes, insurance | $1,455 |
| Rent needed to cover that payment | $1,475 |
| Coverage of a 3-bedroom at fair market rent | 0.95 |
| Highest price a 3-bedroom at fair market rent covers | about $215,000 |
Fair market rent is HUD's 40th-percentile gross rent, including utilities; a property's appraised market rent can be higher or lower. Payment uses 20% down, a 30-year amortization at the published DSCR starting rate, the county's median effective property-tax rate and insurance at 0.50% of value. Purchase leverage goes up to 85% on qualifying files. This is an illustration, not a term sheet or an offer of credit.
Price your actual deal →Run Bossier Parish's numbers in the calculator below →
Who are the DSCR and investment-property lenders in Bossier Parish?
The most active investment-property lenders in Bossier Parish in 2025 HMDA data were Citizens National Bank, N.A.; Origin Bank; and Community Bank of Louisiana, out of 48 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders and matches each file to the one most likely to fund it.
Bossier Parish's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 219 loans and $38.0M from 48 lenders. Citizens National Bank, N.A. led Bossier Parish with 25 loans, 11.4% of the county's total, and the average Bossier Parish loan of $173K compares with $177K across Louisiana.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| Citizens National Bank, N.A. | 25 | $5.4M | $215K | 56.0% |
| Origin Bank | 20 | $3.6M | $179K | 65.0% |
| Community Bank of Louisiana | 14 | $2.1M | $152K | 21.4% |
| Home Federal Bank | 14 | $1.6M | $111K | 35.7% |
| City Bank & Trust Co. | 11 | $2.9M | $268K | 72.7% |
| b1BANK | 11 | $1.9M | $169K | 27.3% |
| Gibsland Bank & Trust Company | 11 | $0.7M | $64K | 27.3% |
| Red River Bank | 11 | $0.5M | $44K | 45.5% |
| BANK OF COUSHATTA | 9 | $3.8M | $425K | 44.4% |
| BARKSDALE | 7 | $3.5M | $506K | 42.9% |
| Progressive National Bank | 7 | $0.5M | $78K | 42.9% |
| United Wholesale Mortgage | 6 | $0.7M | $113K | 83.3% |
| DSLD MORTGAGE, LLC | 5 | $1.0M | $193K | 100.0% |
| PLANET HOME LENDING, LLC | 5 | $0.7M | $145K | 40.0% |
| BOM Bank | 4 | $1.1M | $288K | 25.0% |
| Cross Keys Bank | 4 | $1.0M | $260K | 100.0% |
| Progressive Bank | 4 | $0.6M | $148K | 25.0% |
| Citizens Bank & Trust Company of Vivian, Louisiana | 4 | $0.5M | $115K | 75.0% |
| Cadence Bank | 4 | $0.3M | $73K | 100.0% |
| Commercial Capital Bank | 3 | $0.5M | $182K | 100.0% |
| AMWEST FUNDING CORP. | 3 | $0.4M | $142K | 100.0% |
| USAA Federal Savings Bank | 3 | $0.4M | $135K | 66.7% |
| ANECA Federal Credit Union | 3 | $0.4M | $128K | 100.0% |
| FIRSTTRUST HOME LOANS, INC. | 3 | $0.2M | $72K | 100.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | $0.3M | $135K | 100.0% |
136 Louisiana loans (1.6%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Bossier Parish: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved November 11, 2026. How this data is built · Bossier Parish CSV, all 25 lenders
What Bossier Parish's table can't show you: fit. Short-term financing is exempt from HMDA, so Bossier Parish's fix-and-flip and bridge lenders barely appear among its 48 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders so it lands with the one most likely to fund it.
Price your loan →Dominick Prevete places loans with some of the lenders listed here through wholesale relationships, and is paid when a loan he arranges closes. Appearing in this table is not an endorsement or a recommendation.
Counties near Bossier Parish with published lender data
| County | Investor loans, 2025 | Lenders | Where it is from Bossier Parish |
|---|---|---|---|
| Caddo Parish, LA | 464 | 77 | Borders Bossier Parish |
| Miller County, AR | 105 | 25 | Borders Bossier Parish |
| Harrison County, TX | 108 | 35 | About 45 miles away |
| Lincoln Parish, LA | 161 | 32 | About 55 miles away |
| Ouachita Parish, LA | 517 | 47 | About 85 miles away |
Run the coverage test on your Bossier Parish, Louisiana deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Bossier Parish, Louisiana property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Bossier Parish's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 48 lenders and 219 loans: 2025 HMDA loan-level data rolled up to Bossier Parish.
- Bossier Parish investor-lender dataset (CSV) — All 25 lenders in the Bossier Parish, Louisiana table, ranked by loan count, with volume, average loan and purchase share for each.
- HUD FY2027 Fair Market Rents — Bossier Parish's 2-, 3- and 4-bedroom fair market rents in the rent math, and the 3-bedroom rent its highest-price figure uses: HUD's FY2027 figures for the Shreveport-Bossier City, LA MSA.
- Census ACS 2020–2024 5-year, tables B25077 and B25103 — Bossier Parish's median home value (B25077) and median property taxes paid (B25103) in the rent math, from the Census 2020–2024 ACS 5-year summary files.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.25%, as of November 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.