DSCR Loans in Williamson County, Texas
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Williamson County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 218 lenders made 1,153 investment-property loans there, 2.3% of Texas's total; the most active are in the table below.
Williamson County investor market at a glance
| Statistic | Williamson County | Texas | County rank |
|---|---|---|---|
| Investor loans | 1,153 | 49,613 | 10th of 51 |
| Reporting lenders | 218 | 903 | 10th of 51 |
| Loan volume | $329.1M | $13.00B | 10th of 51 |
| Average loan | $285K | $262K | 10th of 51 |
| Median loan | $255K | $205K | 4th of 51 |
| Purchases | 70.7% | 61.7% | 11th of 51 |
| Cash-out refinances | 10.9% | 17.9% | 44th of 51 |
| 2–4 unit properties | 3.6% | 8.8% | 43rd of 51 |
| Top five lenders' share | 26.3% | 18.3% | 37th of 51 |
| Reported business-purpose | 54.0% | 68.5% | 49th of 51 |
Williamson County: closed-end loans on 1–4 unit investment properties. Williamson County's rank is highest first, among Texas's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Williamson County's investor loans.
What stands out in Williamson County
70.7% of Williamson County's investor loans were purchases, ranking 11th highest of Texas's 51 counties with published data (statewide: 61.7%).
Most investor loans here are purchases. A DSCR purchase qualifies on the property's rent, so you can get written terms before you make an offer with the Instant Term Sheet.
The five most active lenders wrote 26.3% of Williamson County's investor loans, ranking 37th highest of Texas's 51 counties with published data (statewide: 18.3%).
Five lenders write 26.3% of the loans here, so comparing written term sheets matters more.
Who are the DSCR and investment-property lenders in Williamson County?
The most active investment-property lenders in Williamson County in 2025 HMDA data were LENNAR MORTGAGE, LLC; UNITED SHORE FINANCIAL SERVICES, LLC; and THE LOAN STORE, INC., out of 218 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including two that reported in Williamson County, and matches each file to the one most likely to fund it.
Williamson County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 1,153 loans and $329.1M from 218 lenders. LENNAR MORTGAGE, LLC led Williamson County with 95 loans, 8.2% of the county's total, and the average Williamson County loan of $285K compares with $262K across Texas.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 95 | $23.4M | $247K | 100.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 82 | $21.4M | $261K | 48.8% |
| THE LOAN STORE, INC. | 61 | $16.2M | $265K | 44.3% |
| PULTE MORTGAGE LLC | 34 | $9.3M | $274K | 100.0% |
| PENNYMAC LOAN SERVICES, LLC | 31 | $10.3M | $332K | 64.5% |
| CMG MORTGAGE, INC. | 29 | $7.9M | $272K | 79.3% |
| DHI MORTGAGE COMPANY, LTD. | 29 | $7.2M | $247K | 100.0% |
| Rocket Mortgage, LLC | 25 | $6.6M | $265K | 60.0% |
| Taylor Morrison Home Funding, Inc. | 23 | $6.5M | $281K | 100.0% |
| UNIVERSITY Federal Credit Union | 23 | $6.0M | $260K | 56.5% |
| VELOCIO MORTGAGE L.L.C. | 23 | $5.7M | $246K | 100.0% |
| GEO-CORP, INC. | 18 | $6.1M | $341K | 100.0% |
| KIND LENDING, LLC | 18 | $4.7M | $263K | 55.6% |
| AAXY L.L.C. | 18 | $4.7M | $262K | 55.6% |
| Loandepot.Com, LLC | 17 | $3.4M | $203K | 94.1% |
| INSPIRE HOME LOANS INC. | 15 | $4.4M | $293K | 100.0% |
| 212 LOANS, LLC. | 15 | $4.2M | $283K | 100.0% |
| NexBank | 14 | $3.9M | $276K | 42.9% |
| CHAMPIONS FUNDING, LLC | 13 | $4.0M | $305K | 69.2% |
| Fairway Independent Mortgage Corporation | 13 | $3.8M | $295K | 84.6% |
| Easy Street Capital, LLC | 13 | $3.7M | $287K | 0.0% |
| KBHS HOME LOANS, LLC | 13 | $3.6M | $279K | 100.0% |
| Kiavi Funding, Inc. | 13 | $3.0M | $232K | 84.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 12 | $3.4M | $283K | 91.7% |
| LOANPEOPLE, LLC | 12 | $2.9M | $238K | 75.0% |
1,084 Texas loans (2.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Williamson County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Williamson County CSV, all 25 lenders
What Williamson County's table can't show you: fit. Short-term financing is exempt from HMDA, so Williamson County's fix-and-flip and bridge lenders barely appear among its 218 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including some on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Williamson County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Williamson County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Williamson County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 218 lenders and 1,153 loans: 2025 HMDA loan-level data rolled up to Williamson County.
- Williamson County investor-lender dataset (CSV) — All 25 Williamson County lenders in the table, LENNAR MORTGAGE, LLC first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.