DSCR Loans in Webb County, Texas
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Webb County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 50 lenders made 223 investment-property loans there, 0.4% of Texas's total; the most active are in the table below.
Webb County investor market at a glance
| Statistic | Webb County | Texas | County rank |
|---|---|---|---|
| Investor loans | 223 | 49,613 | 39th of 51 |
| Reporting lenders | 50 | 903 | 47th of 51 |
| Loan volume | $44.0M | $13.00B | 38th of 51 |
| Average loan | $197K | $262K | 35th of 51 |
| Median loan | $165K | $205K | 35th of 51 |
| Purchases | 62.8% | 61.7% | 24th of 51 |
| Cash-out refinances | 20.2% | 17.9% | 15th of 51 |
| 2–4 unit properties | 12.1% | 8.8% | 17th of 51 |
| Top five lenders' share | 42.6% | 18.3% | 11th of 51 |
| Reported business-purpose | 67.3% | 68.5% | 24th of 51 |
Webb County: closed-end loans on 1–4 unit investment properties. Webb County's rank is highest first, among Texas's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Webb County's investor loans.
What stands out in Webb County
The five most active lenders wrote 42.6% of Webb County's investor loans, ranking 11th highest of Texas's 51 counties with published data (statewide: 18.3%).
Five lenders write 42.6% of the loans here, so comparing written term sheets matters more.
The average investor loan in Webb County was $197K, ranking 17th lowest of Texas's 51 counties with published data (statewide: $262K).
Loans here run small. DSCR loans Dominick arranges start at $75,000.
Who are the DSCR and investment-property lenders in Webb County?
The most active investment-property lenders in Webb County in 2025 HMDA data were UNITED SHORE FINANCIAL SERVICES, LLC; Texas Community Bank; and AMWEST FUNDING CORP., out of 50 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including one that reported in Webb County, and matches each file to the one most likely to fund it.
Webb County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 223 loans and $44.0M from 50 lenders. UNITED SHORE FINANCIAL SERVICES, LLC led Webb County with 27 loans, 12.1% of the county's total, and the average Webb County loan of $197K compares with $262K across Texas.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 27 | $3.6M | $133K | 48.1% |
| Texas Community Bank | 20 | $5.7M | $283K | 60.0% |
| AMWEST FUNDING CORP. | 19 | $3.8M | $200K | 89.5% |
| OCMBC, INC. | 15 | $3.7M | $249K | 73.3% |
| International Bank of Commerce | 14 | $3.9M | $276K | 78.6% |
| THE LOAN STORE, INC. | 13 | $2.5M | $193K | 92.3% |
| Falcon International Bank | 12 | $1.5M | $128K | 58.3% |
| GUARANTEED RATE, INC. | 7 | $1.1M | $151K | 71.4% |
| CMG MORTGAGE, INC. | 5 | $1.1M | $225K | 100.0% |
| Kiavi Funding, Inc. | 5 | $1.0M | $205K | 0.0% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 5 | $0.7M | $143K | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | $1.0M | $243K | 75.0% |
| Hometown Equity Mortgage, LLC | 4 | $0.9M | $220K | 75.0% |
| First Option Mortgage, LLC | 4 | $0.8M | $208K | 75.0% |
| Commerce Home Mortgage, Inc. | 4 | $0.8M | $193K | 75.0% |
| DOMINION FINANCIAL SERVICES, LLC | 4 | $0.8M | $190K | 25.0% |
| KIND LENDING, LLC | 4 | $0.8M | $188K | 50.0% |
| Rocket Mortgage, LLC | 4 | $0.5M | $123K | 25.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | $0.8M | $268K | 100.0% |
| LEI:254900CTT87ZKAUTIJ37 | 3 | $0.7M | $242K | 100.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | $0.6M | $188K | 100.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | $0.6M | $188K | 0.0% |
| Flagstar Bank, N.A. | 3 | $0.4M | $138K | 33.3% |
| PENNYMAC LOAN SERVICES, LLC | 3 | $0.4M | $135K | 100.0% |
| NEWREZ LLC | 2 | $0.5M | $265K | 50.0% |
1,084 Texas loans (2.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Webb County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Webb County CSV, all 25 lenders
What Webb County's table can't show you: fit. Short-term financing is exempt from HMDA, so Webb County's fix-and-flip and bridge lenders barely appear among its 50 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including some on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Webb County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Webb County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Webb County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 50 lenders and 223 loans: 2025 HMDA loan-level data rolled up to Webb County.
- Webb County investor-lender dataset (CSV) — All 25 Webb County lenders in the table, UNITED SHORE FINANCIAL SERVICES, LLC first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.