DSCR Loans in Tarrant County, Texas
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Tarrant County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 346 lenders made 3,296 investment-property loans there, 6.6% of Texas's total; the most active are in the table below.
Tarrant County investor market at a glance
| Statistic | Tarrant County | Texas | County rank |
|---|---|---|---|
| Investor loans | 3,296 | 49,613 | 4th of 51 |
| Reporting lenders | 346 | 903 | 2nd of 51 |
| Loan volume | $848.5M | $13.00B | 5th of 51 |
| Average loan | $257K | $262K | 18th of 51 |
| Median loan | $225K | $205K | 11th of 51 |
| Purchases | 57.8% | 61.7% | 37th of 51 |
| Cash-out refinances | 21.2% | 17.9% | 13th of 51 |
| 2–4 unit properties | 8.7% | 8.8% | 28th of 51 |
| Top five lenders' share | 23.7% | 18.3% | 44th of 51 |
| Reported business-purpose | 73.4% | 68.5% | 7th of 51 |
Tarrant County: closed-end loans on 1–4 unit investment properties. Tarrant County's rank is highest first, among Texas's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Tarrant County's investor loans.
What stands out in Tarrant County
By share of investor loans reported as business-purpose, Tarrant County ranks 7th highest of Texas's 51 counties with published data (statewide: 68.5%).
73.4% of investor loans here were reported as business-purpose, the only kind of financing Dominick arranges.
21.2% of Tarrant County's investor loans were cash-out refinances, ranking 13th highest of Texas's 51 counties with published data (statewide: 17.9%).
On the DSCR cash-out refinances Dominick arranges, cash-out can close with no seasoning.
Who are the DSCR and investment-property lenders in Tarrant County?
The most active investment-property lenders in Tarrant County in 2025 HMDA data were UNITED SHORE FINANCIAL SERVICES, LLC; Kiavi Funding, Inc.; and THE LOAN STORE, INC., out of 346 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Tarrant County, and matches each file to the one most likely to fund it.
Tarrant County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 3,296 loans and $848.5M from 346 lenders. UNITED SHORE FINANCIAL SERVICES, LLC led Tarrant County with 246 loans, 7.5% of the county's total, and the average Tarrant County loan of $257K compares with $262K across Texas.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 246 | $52.3M | $212K | 51.6% |
| Kiavi Funding, Inc. | 225 | $51.5M | $229K | 72.0% |
| THE LOAN STORE, INC. | 136 | $34.8M | $256K | 60.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 101 | $30.0M | $297K | 45.5% |
| Rocket Mortgage, LLC | 72 | $14.5M | $202K | 52.8% |
| AML FUNDING LLC | 63 | $15.1M | $240K | 77.8% |
| CHAMPIONS FUNDING, LLC | 57 | $14.2M | $249K | 42.1% |
| AMWEST FUNDING CORP. | 56 | $12.1M | $215K | 57.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 52 | $12.2M | $234K | 65.4% |
| OCMBC, INC. | 52 | $11.1M | $214K | 44.2% |
| First Financial Bank | 50 | $11.4M | $229K | 64.0% |
| Easy Street Capital, LLC | 50 | $10.9M | $218K | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 44 | $13.3M | $303K | 65.9% |
| AMERICAN HERITAGE LENDING, LLC | 44 | $11.9M | $270K | 22.7% |
| DEEPHAVEN MORTGAGE LLC | 41 | $10.7M | $262K | 58.5% |
| A&D Mortgage LLC | 40 | $9.7M | $242K | 65.0% |
| NEWREZ LLC | 38 | $9.1M | $238K | 55.3% |
| HOMEXPRESS MORTGAGE CORP. | 35 | $8.3M | $237K | 14.3% |
| EVERETT FINANCIAL, INC. | 35 | $8.0M | $227K | 68.6% |
| AMERITRUST MORTGAGE CORPORATION | 35 | $7.0M | $199K | 48.6% |
| Hometown Equity Mortgage, LLC | 34 | $11.5M | $337K | 50.0% |
| LENNAR MORTGAGE, LLC | 34 | $7.3M | $216K | 100.0% |
| KIND LENDING, LLC | 33 | $9.4M | $286K | 54.5% |
| First Bank | 31 | $8.5M | $274K | 87.1% |
| CMG MORTGAGE, INC. | 30 | $7.3M | $242K | 60.0% |
1,084 Texas loans (2.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Tarrant County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Tarrant County CSV, all 25 lenders
What Tarrant County's table can't show you: fit. Short-term financing is exempt from HMDA, so Tarrant County's fix-and-flip and bridge lenders barely appear among its 346 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Tarrant County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Tarrant County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Tarrant County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 346 lenders and 3,296 loans: 2025 HMDA loan-level data rolled up to Tarrant County.
- Tarrant County investor-lender dataset (CSV) — All 25 Tarrant County lenders in the table, UNITED SHORE FINANCIAL SERVICES, LLC first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.