DSCR Loans in Hunt County, Texas
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
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Dominick Prevete arranges DSCR loans across Hunt County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 95 lenders made 270 investment-property loans there, 0.5% of Texas's total; the most active are in the table below.
Hunt County investor market at a glance
| Statistic | Hunt County | Texas | County rank |
|---|---|---|---|
| Investor loans | 270 | 49,613 | 34th of 51 |
| Reporting lenders | 95 | 903 | 30th of 51 |
| Loan volume | $56.2M | $13.00B | 35th of 51 |
| Average loan | $208K | $262K | 33rd of 51 |
| Median loan | $185K | $205K | 29th of 51 |
| Purchases | 61.9% | 61.7% | 28th of 51 |
| Cash-out refinances | 18.1% | 17.9% | 22nd of 51 |
| 2–4 unit properties | 6.3% | 8.8% | 38th of 51 |
| Top five lenders' share | 28.1% | 18.3% | 28th of 51 |
| Reported business-purpose | 74.1% | 68.5% | 6th of 51 |
Hunt County: closed-end loans on 1–4 unit investment properties. Hunt County's rank is highest first, among Texas's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Hunt County's investor loans.
What stands out in Hunt County
The five most active lenders wrote 28.1% of Hunt County's investor loans, ranking 28th highest of Texas's 51 counties with published data (statewide: 18.3%).
Five lenders write 28.1% of the loans here, so comparing written term sheets matters more.
The average investor loan in Hunt County was $208K, ranking 19th lowest of Texas's 51 counties with published data (statewide: $262K).
Loans here run small. DSCR loans Dominick arranges start at $75,000.
Who are the DSCR and investment-property lenders in Hunt County?
The most active investment-property lenders in Hunt County in 2025 HMDA data were DHI MORTGAGE COMPANY, LTD.; UNITED SHORE FINANCIAL SERVICES, LLC; and THE LOAN STORE, INC., out of 95 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Hunt County, and matches each file to the one most likely to fund it.
Hunt County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 270 loans and $56.2M from 95 lenders. DHI MORTGAGE COMPANY, LTD. led Hunt County with 28 loans, 10.4% of the county's total, and the average Hunt County loan of $208K compares with $262K across Texas.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 28 | $5.5M | $198K | 100.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 19 | $3.8M | $202K | 52.6% |
| THE LOAN STORE, INC. | 11 | $2.0M | $180K | 18.2% |
| M/I FINANCIAL, LLC | 9 | $2.2M | $242K | 100.0% |
| Emporium TPO LLC | 9 | $1.6M | $181K | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | $1.1M | $135K | 75.0% |
| Kiavi Funding, Inc. | 7 | $1.2M | $168K | 42.9% |
| GENWAY HOME MORTGAGE, INC. | 6 | $0.8M | $142K | 100.0% |
| LEI:254900CTT87ZKAUTIJ37 | 6 | $0.7M | $113K | 66.7% |
| AMERITRUST MORTGAGE CORPORATION | 5 | $1.2M | $243K | 80.0% |
| PENNYMAC LOAN SERVICES, LLC | 5 | $1.1M | $227K | 60.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 5 | $0.9M | $187K | 40.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | $0.9M | $228K | 50.0% |
| CHAMPIONS FUNDING, LLC | 4 | $0.8M | $193K | 50.0% |
| CAPITAL CONCEPTS, INC. | 4 | $0.8M | $190K | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | $0.7M | $183K | 100.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | $0.7M | $173K | 0.0% |
| Loan Funder LLC | 3 | $2.8M | $935K | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | $1.6M | $548K | 66.7% |
| First National Bank | 3 | $0.9M | $315K | 100.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | $0.9M | $288K | 100.0% |
| Cypress Bank, SSB | 3 | $0.8M | $272K | 100.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | $0.8M | $265K | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | $0.7M | $242K | 33.3% |
| American National Bank & Trust | 3 | $0.7M | $235K | 66.7% |
1,084 Texas loans (2.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Hunt County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Hunt County CSV, all 25 lenders
What Hunt County's table can't show you: fit. Short-term financing is exempt from HMDA, so Hunt County's fix-and-flip and bridge lenders barely appear among its 95 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Hunt County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Hunt County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Hunt County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 95 lenders and 270 loans: 2025 HMDA loan-level data rolled up to Hunt County.
- Hunt County investor-lender dataset (CSV) — All 25 Hunt County lenders in the table, DHI MORTGAGE COMPANY, LTD. first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.