DSCR Loans in Greater Bridgeport Planning Region, Connecticut
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
In 2025 HMDA data, 119 lenders made 640 investment-property loans in Greater Bridgeport Planning Region, 11.0% of Connecticut's total. Dominick Prevete arranges DSCR loans across Greater Bridgeport Planning Region, Connecticut, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.25% (November 2026), and most close in 14 days. At HUD's fair market rent, a three-bedroom rental there covers its full payment up to a price of about $380,000.
See which lenders are most active in Greater Bridgeport Planning Region →
Greater Bridgeport Planning Region investor market at a glance
| Statistic | Greater Bridgeport Planning Region | Connecticut | County rank |
|---|---|---|---|
| Investor loans | 640 | 5,824 | 5th of 8 |
| Reporting lenders | 119 | 325 | 5th of 8 |
| Loan volume | $264.9M | $2.06B | 4th of 8 |
| Average loan | $414K | $354K | 2nd of 8 |
| Median loan | $375K | $295K | 2nd of 8 |
| Purchases | 54.1% | 58.0% | 8th of 8 |
| Cash-out refinances | 35.3% | 26.9% | 1st of 8 |
| 2–4 unit properties | 47.7% | 41.2% | 3rd of 8 |
| Top five lenders' share | 24.4% | 24.0% | 5th of 8 |
| Reported business-purpose | 83.8% | 82.1% | 2nd of 8 |
Greater Bridgeport Planning Region: closed-end loans on 1–4 unit investment properties. Greater Bridgeport Planning Region's rank is highest first, among Connecticut's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Greater Bridgeport Planning Region's investor loans.
What stands out in Greater Bridgeport Planning Region
35.3% of Greater Bridgeport Planning Region's investor loans were cash-out refinances, the highest share of Connecticut's 8 counties with published data (statewide: 26.9%).
On the DSCR cash-out refinances Dominick arranges, cash-out can close with no seasoning.
54.1% of Greater Bridgeport Planning Region's investor loans were purchases, the lowest share of Connecticut's 8 counties with published data (statewide: 58.0%).
Refinances are a larger share here than in most of Connecticut. A DSCR refinance qualifies on the property's current rent.
The median investor loan in Greater Bridgeport Planning Region was $375K, the 2nd-highest median of Connecticut's 8 counties with published data (statewide: $295K).
Loans here run large. Dominick arranges DSCR loans from $75,000 up through jumbo balances.
Does a DSCR loan pencil in Greater Bridgeport Planning Region?
At HUD's fair market rent of $2,878 for a 3-bedroom in Greater Bridgeport Planning Region, Connecticut, a rental covers its full DSCR payment up to a purchase price of about $380,000, with 20% down at the 7.25% starting rate (November 2026). Greater Bridgeport Planning Region's median home value is $428,800; at that price the payment is $3,241 a month, so the property would need $3,250 in rent to cover it.
Coverage under 1.00 doesn't end the deal: the DSCR programs Dominick arranges go down to no-ratio, priced for the lower coverage, and a lower price or a larger down payment raises the ratio.
| HUD fair market rent, 2 / 3 / 4 bedroom (FY2027) | $2,399 / $2,878 / $3,573 |
|---|---|
| Median home value (2020–2024 ACS 5-year) | $428,800 |
| Median property taxes and effective rate | $8,670 (2.02% of value) |
| Monthly payment on the median-value home: P&I, taxes, insurance | $3,241 |
| Rent needed to cover that payment | $3,250 |
| Coverage of a 3-bedroom at fair market rent | 0.89 |
| Highest price a 3-bedroom at fair market rent covers | about $380,000 |
| Highest price two 2-bedroom units at fair market rent cover | about $630,000 |
| HUD area | Bridgeport-Stamford-Danbury, CT MSA |
Fair market rent is HUD's 40th-percentile gross rent, including utilities; a property's appraised market rent can be higher or lower. Payment uses 20% down, a 30-year amortization at the published DSCR starting rate, the county's median effective property-tax rate and insurance at 0.50% of value. Purchase leverage goes up to 85% on qualifying files. This is an illustration, not a term sheet or an offer of credit.
Price your actual deal →Run Greater Bridgeport Planning Region's numbers in the calculator below →
Who are the DSCR and investment-property lenders in Greater Bridgeport Planning Region?
The most active investment-property lenders in Greater Bridgeport Planning Region in 2025 HMDA data were Loan Funder LLC; CHAMPIONS FUNDING, LLC; and Hometown Equity Mortgage, LLC, out of 119 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Greater Bridgeport Planning Region, and matches each file to the one most likely to fund it.
Greater Bridgeport Planning Region's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 640 loans and $264.9M from 119 lenders. Loan Funder LLC led Greater Bridgeport Planning Region with 48 loans, 7.5% of the county's total, and the average Greater Bridgeport Planning Region loan of $414K compares with $354K across Connecticut.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| Loan Funder LLC | 48 | $26.0M | $541K | 31.2% |
| CHAMPIONS FUNDING, LLC | 30 | $12.1M | $403K | 66.7% |
| Hometown Equity Mortgage, LLC | 29 | $11.2M | $385K | 51.7% |
| CMG MORTGAGE, INC. | 25 | $10.5M | $419K | 80.0% |
| Kiavi Funding, Inc. | 24 | $10.9M | $454K | 66.7% |
| BPL MORTGAGE TRUST, LLC | 20 | $8.1M | $404K | 20.0% |
| Citadel Servicing Corporation | 18 | $7.4M | $411K | 72.2% |
| A&D Mortgage LLC | 18 | $5.9M | $327K | 50.0% |
| Rocket Mortgage, LLC | 18 | $5.0M | $280K | 38.9% |
| TOTAL MORTGAGE SERVICES, LLC | 17 | $5.7M | $334K | 88.2% |
| DEEPHAVEN MORTGAGE LLC | 16 | $7.6M | $477K | 6.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 16 | $6.5M | $408K | 62.5% |
| ARC HOME LLC | 15 | $8.6M | $573K | 66.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 15 | $4.4M | $292K | 33.3% |
| AMWEST FUNDING CORP. | 14 | $6.0M | $428K | 71.4% |
| KIND LENDING, LLC | 13 | $5.5M | $420K | 69.2% |
| Emporium TPO LLC | 12 | $4.6M | $386K | 66.7% |
| NEWREZ LLC | 11 | $4.0M | $366K | 45.5% |
| HOMEXPRESS MORTGAGE CORP. | 11 | $3.8M | $350K | 36.4% |
| GUARANTEED RATE AFFINITY, LLC | 10 | $3.9M | $389K | 80.0% |
| ABL RPC Residential Credit Acquisition LLC | 9 | $6.1M | $678K | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 9 | $2.5M | $279K | 44.4% |
| ICE LENDER HOLDINGS LLC | 8 | $4.4M | $546K | 37.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | $3.8M | $470K | 37.5% |
| GUARANTEED RATE, INC. | 8 | $3.7M | $468K | 87.5% |
551 Connecticut loans (9.5%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Greater Bridgeport Planning Region: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Greater Bridgeport Planning Region CSV, all 25 lenders
What Greater Bridgeport Planning Region's table can't show you: fit. Short-term financing is exempt from HMDA, so Greater Bridgeport Planning Region's fix-and-flip and bridge lenders barely appear among its 119 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Greater Bridgeport Planning Region, Connecticut deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Greater Bridgeport Planning Region, Connecticut property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Greater Bridgeport Planning Region's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 119 lenders and 640 loans: 2025 HMDA loan-level data rolled up to Greater Bridgeport Planning Region.
- Greater Bridgeport Planning Region investor-lender dataset (CSV) — All 25 lenders in the Greater Bridgeport Planning Region, Connecticut table, ranked by loan count, with volume, average loan and purchase share for each.
- HUD FY2027 Fair Market Rents — Greater Bridgeport Planning Region's 2-, 3- and 4-bedroom fair market rents in the rent math, and the 3-bedroom rent its highest-price figure uses: HUD's FY2027 figures for the Bridgeport-Stamford-Danbury, CT MSA.
- Census ACS 2020–2024 5-year, tables B25077 and B25103 — Greater Bridgeport Planning Region's median home value (B25077) and median property taxes paid (B25103) in the rent math, from the Census 2020–2024 ACS 5-year summary files.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.25%, as of November 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.