DSCR Loans in Gloucester County, New Jersey
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Gloucester County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 129 lenders made 602 investment-property loans there, 3.3% of New Jersey's total; the most active are in the table below.
Gloucester County investor market at a glance
| Statistic | Gloucester County | New Jersey | County rank |
|---|---|---|---|
| Investor loans | 602 | 18,316 | 14th of 20 |
| Reporting lenders | 129 | 439 | 14th of 20 |
| Loan volume | $153.0M | $7.88B | 15th of 20 |
| Average loan | $254K | $430K | 17th of 20 |
| Median loan | $235K | $365K | 16th of 20 |
| Purchases | 61.1% | 56.9% | 10th of 20 |
| Cash-out refinances | 23.6% | 26.0% | 10th of 20 |
| 2–4 unit properties | 14.0% | 30.0% | 16th of 20 |
| Top five lenders' share | 39.0% | 24.4% | 4th of 20 |
| Reported business-purpose | 80.7% | 81.1% | 8th of 20 |
Gloucester County: closed-end loans on 1–4 unit investment properties. Gloucester County's rank is highest first, among New Jersey's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Gloucester County's investor loans.
What stands out in Gloucester County
The five most active lenders wrote 39.0% of Gloucester County's investor loans, ranking 4th highest of New Jersey's 20 counties with published data (statewide: 24.4%).
Five lenders write 39.0% of the loans here, so comparing written term sheets matters more.
The average investor loan in Gloucester County was $254K, ranking 4th lowest of New Jersey's 20 counties with published data (statewide: $430K).
Loans here run small. DSCR loans Dominick arranges start at $75,000.
Who are the DSCR and investment-property lenders in Gloucester County?
The most active investment-property lenders in Gloucester County in 2025 HMDA data were Kiavi Funding, Inc.; RF RENOVO MANAGEMENT COMPANY, LLC; and Loan Funder LLC, out of 129 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Gloucester County, and matches each file to the one most likely to fund it.
Gloucester County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 602 loans and $153.0M from 129 lenders. Kiavi Funding, Inc. led Gloucester County with 98 loans, 16.3% of the county's total, and the average Gloucester County loan of $254K compares with $430K across New Jersey.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| Kiavi Funding, Inc. | 98 | $24.3M | $248K | 81.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 71 | $19.4M | $273K | 76.1% |
| Loan Funder LLC | 33 | $8.7M | $265K | 69.7% |
| BPL MORTGAGE TRUST, LLC | 18 | $4.3M | $240K | 38.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 15 | $3.7M | $246K | 93.3% |
| Rocket Mortgage, LLC | 15 | $3.2M | $216K | 20.0% |
| ICE LENDER HOLDINGS LLC | 14 | $3.9M | $281K | 21.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 14 | $3.6M | $259K | 57.1% |
| DEEPHAVEN MORTGAGE LLC | 14 | $3.3M | $239K | 71.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 12 | $2.3M | $192K | 50.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 9 | $3.3M | $363K | 55.6% |
| DHI MORTGAGE COMPANY, LTD. | 9 | $2.8M | $306K | 100.0% |
| GUARANTEED RATE, INC. | 9 | $2.2M | $239K | 55.6% |
| NATION ONE MORTGAGE CORPORATION | 9 | $1.8M | $197K | 33.3% |
| ABL RPC Residential Credit Acquisition LLC | 8 | $2.0M | $255K | 37.5% |
| CHAMPIONS FUNDING, LLC | 8 | $2.0M | $245K | 0.0% |
| NFM, INC. | 8 | $1.9M | $233K | 62.5% |
| AMERICAN HERITAGE LENDING, LLC | 7 | $1.4M | $196K | 28.6% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 6 | $1.4M | $225K | 66.7% |
| CONSTRUCTIVE LOANS, LLC | 6 | $1.4M | $225K | 33.3% |
| CMG MORTGAGE, INC. | 6 | $1.3M | $215K | 66.7% |
| HOMEXPRESS MORTGAGE CORP. | 5 | $1.2M | $235K | 20.0% |
| Newfield National Bank | 5 | $1.0M | $207K | 60.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | $0.9M | $185K | 80.0% |
| CONVENTUS LLC | 4 | $1.8M | $455K | 100.0% |
590 New Jersey loans (3.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Gloucester County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Gloucester County CSV, all 25 lenders
What Gloucester County's table can't show you: fit. Short-term financing is exempt from HMDA, so Gloucester County's fix-and-flip and bridge lenders barely appear among its 129 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Gloucester County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Gloucester County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Gloucester County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 129 lenders and 602 loans: 2025 HMDA loan-level data rolled up to Gloucester County.
- Gloucester County investor-lender dataset (CSV) — All 25 Gloucester County lenders in the table, Kiavi Funding, Inc. first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.