DSCR Loans in Coryell County, Texas
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
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Dominick Prevete arranges DSCR loans across Coryell County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 52 lenders made 111 investment-property loans there, 0.2% of Texas's total; the most active are in the table below.
Coryell County investor market at a glance
| Statistic | Coryell County | Texas | County rank |
|---|---|---|---|
| Investor loans | 111 | 49,613 | 49th of 51 |
| Reporting lenders | 52 | 903 | 45th of 51 |
| Loan volume | $20.5M | $13.00B | 49th of 51 |
| Average loan | $185K | $262K | 39th of 51 |
| Median loan | $135K | $205K | 45th of 51 |
| Purchases | 35.1% | 61.7% | 51st of 51 |
| Cash-out refinances | 27.0% | 17.9% | 3rd of 51 |
| 2–4 unit properties | 33.3% | 8.8% | 2nd of 51 |
| Top five lenders' share | 27.9% | 18.3% | 29th of 51 |
| Reported business-purpose | 68.5% | 68.5% | 19th of 51 |
Coryell County: closed-end loans on 1–4 unit investment properties. Coryell County's rank is highest first, among Texas's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Coryell County's investor loans.
What stands out in Coryell County
33.3% of Coryell County's investor loans financed a 2–4 unit property, the second-highest share of Texas's 51 counties with published data (statewide: 8.8%).
2–4 unit properties are common here. A DSCR loan on a 2–4 unit property qualifies on the rent from all of its units.
27.0% of Coryell County's investor loans were cash-out refinances, the third-highest share of Texas's 51 counties with published data (statewide: 17.9%).
On the DSCR cash-out refinances Dominick arranges, cash-out can close with no seasoning.
Who are the DSCR and investment-property lenders in Coryell County?
The most active investment-property lenders in Coryell County in 2025 HMDA data were First National Bank of Central Texas; Cadence Bank; and CV3 FINANCIAL SERVICES, LLC, out of 52 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including two that reported in Coryell County, and matches each file to the one most likely to fund it.
Coryell County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 111 loans and $20.5M from 52 lenders. First National Bank of Central Texas led Coryell County with 8 loans, 7.2% of the county's total, and the average Coryell County loan of $185K compares with $262K across Texas.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| First National Bank of Central Texas | 8 | $1.2M | $149K | 50.0% |
| Cadence Bank | 6 | $1.4M | $235K | 66.7% |
| LEI:254900CTT87ZKAUTIJ37 | 6 | $0.8M | $137K | 0.0% |
| The First National Bank of Evant | 6 | $0.8M | $128K | 66.7% |
| HOMEXPRESS MORTGAGE CORP. | 5 | $1.0M | $203K | 0.0% |
| Kiavi Funding, Inc. | 5 | $0.8M | $165K | 80.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 4 | $0.7M | $183K | 25.0% |
| Easy Street Capital, LLC | 4 | $0.7M | $173K | 0.0% |
| First National Bank Texas | 4 | $0.4M | $100K | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 3 | $0.6M | $208K | 33.3% |
| LIMA ONE CAPITAL, LLC | 3 | $0.6M | $188K | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | $0.5M | $168K | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | $0.4M | $132K | 0.0% |
| THE LOAN STORE, INC. | 3 | $0.4M | $118K | 0.0% |
| First Texas Bank | 3 | $0.2M | $75K | 66.7% |
| Loandepot.Com, LLC | 2 | $0.6M | $295K | 100.0% |
| SWBC MORTGAGE CORPORATION | 2 | $0.5M | $230K | 100.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | $0.5M | $225K | 100.0% |
| Extraco Banks, National Association | 2 | $0.3M | $145K | 0.0% |
| LEI:549300KZ4HZESXAO1M36 | 2 | $0.3M | $145K | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | $0.2M | $110K | 0.0% |
| CONVENTUS LLC | 2 | $0.2M | $110K | 50.0% |
| Fairway Independent Mortgage Corporation | 2 | $0.2M | $90K | 100.0% |
| First Option Mortgage, LLC | 1 | $1.2M | $1205K | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | $0.9M | $865K | 0.0% |
1,084 Texas loans (2.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Coryell County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Coryell County CSV, all 25 lenders
What Coryell County's table can't show you: fit. Short-term financing is exempt from HMDA, so Coryell County's fix-and-flip and bridge lenders barely appear among its 52 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including some on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Coryell County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Coryell County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Coryell County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 52 lenders and 111 loans: 2025 HMDA loan-level data rolled up to Coryell County.
- Coryell County investor-lender dataset (CSV) — All 25 Coryell County lenders in the table, First National Bank of Central Texas first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.