DSCR Loans in Camden County, New Jersey
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Camden County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 150 lenders made 1,228 investment-property loans there, 6.7% of New Jersey's total; the most active are in the table below.
Camden County investor market at a glance
| Statistic | Camden County | New Jersey | County rank |
|---|---|---|---|
| Investor loans | 1,228 | 18,316 | 6th of 20 |
| Reporting lenders | 150 | 439 | 7th of 20 |
| Loan volume | $299.0M | $7.88B | 11th of 20 |
| Average loan | $244K | $430K | 18th of 20 |
| Median loan | $205K | $365K | 18th of 20 |
| Purchases | 59.3% | 56.9% | 12th of 20 |
| Cash-out refinances | 27.6% | 26.0% | 7th of 20 |
| 2–4 unit properties | 11.9% | 30.0% | 18th of 20 |
| Top five lenders' share | 44.4% | 24.4% | 3rd of 20 |
| Reported business-purpose | 85.8% | 81.1% | 2nd of 20 |
Camden County: closed-end loans on 1–4 unit investment properties. Camden County's rank is highest first, among New Jersey's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Camden County's investor loans.
What stands out in Camden County
The five most active lenders wrote 44.4% of Camden County's investor loans, the third-highest share of New Jersey's 20 counties with published data (statewide: 24.4%).
Five lenders write 44.4% of the loans here, so comparing written term sheets matters more.
The average investor loan in Camden County was $244K, the third-lowest average of New Jersey's 20 counties with published data (statewide: $430K).
Loans here run small. DSCR loans Dominick arranges start at $75,000.
11.9% of Camden County's investor loans financed a 2–4 unit property, the third-lowest share of New Jersey's 20 counties with published data (statewide: 30.0%).
Single-family rentals dominate here. A DSCR loan qualifies a single-family rental on its market rent, not your income.
Who are the DSCR and investment-property lenders in Camden County?
The most active investment-property lenders in Camden County in 2025 HMDA data were Kiavi Funding, Inc.; RF RENOVO MANAGEMENT COMPANY, LLC; and Loan Funder LLC, out of 150 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Camden County, and matches each file to the one most likely to fund it.
Camden County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 1,228 loans and $299.0M from 150 lenders. Kiavi Funding, Inc. led Camden County with 220 loans, 17.9% of the county's total, and the average Camden County loan of $244K compares with $430K across New Jersey.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| Kiavi Funding, Inc. | 220 | $57.3M | $261K | 78.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 189 | $53.8M | $285K | 72.0% |
| Loan Funder LLC | 68 | $16.8M | $247K | 48.5% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 39 | $6.6M | $169K | 33.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 29 | $5.9M | $203K | 37.9% |
| Rocket Mortgage, LLC | 28 | $4.8M | $172K | 35.7% |
| NFM, INC. | 25 | $5.4M | $217K | 72.0% |
| CONSTRUCTIVE LOANS, LLC | 23 | $4.3M | $186K | 30.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 22 | $4.3M | $195K | 72.7% |
| 1st Colonial Community Bank | 20 | $10.5M | $523K | 50.0% |
| BPL MORTGAGE TRUST, LLC | 20 | $3.4M | $171K | 20.0% |
| DHI MORTGAGE COMPANY, LTD. | 19 | $5.0M | $262K | 100.0% |
| GUARANTEED RATE, INC. | 19 | $4.5M | $236K | 68.4% |
| Emporium TPO LLC | 19 | $3.7M | $197K | 31.6% |
| LIMA ONE CAPITAL, LLC | 17 | $2.8M | $166K | 47.1% |
| CHAMPIONS FUNDING, LLC | 16 | $3.7M | $231K | 43.8% |
| Hometown Equity Mortgage, LLC | 15 | $3.5M | $232K | 26.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 14 | $3.0M | $211K | 64.3% |
| HOMEXPRESS MORTGAGE CORP. | 13 | $3.6M | $279K | 23.1% |
| DEEPHAVEN MORTGAGE LLC | 13 | $2.3M | $180K | 38.5% |
| LENDINGONE, LLC | 12 | $2.7M | $227K | 50.0% |
| ABL RPC Residential Credit Acquisition LLC | 11 | $3.7M | $340K | 9.1% |
| Loandepot.Com, LLC | 11 | $2.6M | $234K | 81.8% |
| TD Bank, National Association | 10 | $2.0M | $203K | 60.0% |
| Commerce Home Mortgage, Inc. | 9 | $1.9M | $209K | 66.7% |
590 New Jersey loans (3.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Camden County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Camden County CSV, all 25 lenders
What Camden County's table can't show you: fit. Short-term financing is exempt from HMDA, so Camden County's fix-and-flip and bridge lenders barely appear among its 150 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Camden County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Camden County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Camden County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 150 lenders and 1,228 loans: 2025 HMDA loan-level data rolled up to Camden County.
- Camden County investor-lender dataset (CSV) — All 25 Camden County lenders in the table, Kiavi Funding, Inc. first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.