DSCR Loans in Burlington County, New Jersey
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Burlington County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 149 lenders made 819 investment-property loans there, 4.5% of New Jersey's total; the most active are in the table below.
Burlington County investor market at a glance
| Statistic | Burlington County | New Jersey | County rank |
|---|---|---|---|
| Investor loans | 819 | 18,316 | 11th of 20 |
| Reporting lenders | 149 | 439 | 8th of 20 |
| Loan volume | $214.2M | $7.88B | 14th of 20 |
| Average loan | $262K | $430K | 16th of 20 |
| Median loan | $245K | $365K | 13th of 20 |
| Purchases | 64.5% | 56.9% | 2nd of 20 |
| Cash-out refinances | 19.9% | 26.0% | 19th of 20 |
| 2–4 unit properties | 7.9% | 30.0% | 19th of 20 |
| Top five lenders' share | 38.8% | 24.4% | 5th of 20 |
| Reported business-purpose | 80.2% | 81.1% | 9th of 20 |
Burlington County: closed-end loans on 1–4 unit investment properties. Burlington County's rank is highest first, among New Jersey's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Burlington County's investor loans.
What stands out in Burlington County
7.9% of Burlington County's investor loans financed a 2–4 unit property, the second-lowest share of New Jersey's 20 counties with published data (statewide: 30.0%).
Single-family rentals dominate here. A DSCR loan qualifies a single-family rental on its market rent, not your income.
64.5% of Burlington County's investor loans were purchases, the second-highest share of New Jersey's 20 counties with published data (statewide: 56.9%).
Most investor loans here are purchases. A DSCR purchase qualifies on the property's rent, so you can get written terms before you make an offer with the Instant Term Sheet.
Who are the DSCR and investment-property lenders in Burlington County?
The most active investment-property lenders in Burlington County in 2025 HMDA data were Kiavi Funding, Inc.; RF RENOVO MANAGEMENT COMPANY, LLC; and Loan Funder LLC, out of 149 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Burlington County, and matches each file to the one most likely to fund it.
Burlington County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 819 loans and $214.2M from 149 lenders. Kiavi Funding, Inc. led Burlington County with 138 loans, 16.8% of the county's total, and the average Burlington County loan of $262K compares with $430K across New Jersey.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| Kiavi Funding, Inc. | 138 | $38.8M | $281K | 79.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 68 | $23.4M | $344K | 76.5% |
| Loan Funder LLC | 50 | $12.2M | $243K | 70.0% |
| DHI MORTGAGE COMPANY, LTD. | 37 | $11.2M | $302K | 100.0% |
| Rocket Mortgage, LLC | 25 | $5.6M | $224K | 48.0% |
| ICE LENDER HOLDINGS LLC | 23 | $4.7M | $204K | 13.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 19 | $4.7M | $246K | 36.8% |
| THE LOAN STORE, INC. | 18 | $4.5M | $252K | 72.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 17 | $4.3M | $254K | 35.3% |
| GUARANTEED RATE, INC. | 16 | $3.8M | $238K | 81.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 16 | $3.5M | $221K | 75.0% |
| CHAMPIONS FUNDING, LLC | 13 | $3.5M | $272K | 46.2% |
| Fairway Independent Mortgage Corporation | 12 | $2.7M | $228K | 66.7% |
| NFM, INC. | 12 | $2.6M | $218K | 83.3% |
| NEWREZ LLC | 11 | $3.1M | $278K | 45.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 11 | $2.9M | $261K | 72.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | $2.2M | $202K | 45.5% |
| A&D Mortgage LLC | 9 | $2.5M | $275K | 66.7% |
| OceanFirst Bank, National Association | 8 | $1.6M | $200K | 37.5% |
| ABL RPC Residential Credit Acquisition LLC | 7 | $2.1M | $298K | 14.3% |
| CMG MORTGAGE, INC. | 7 | $1.8M | $264K | 57.1% |
| Commerce Home Mortgage, Inc. | 7 | $1.8M | $251K | 42.9% |
| NATION ONE MORTGAGE CORPORATION | 7 | $1.7M | $246K | 85.7% |
| AMERICAN HERITAGE LENDING, LLC | 7 | $1.5M | $214K | 71.4% |
| BPL MORTGAGE TRUST, LLC | 7 | $1.4M | $205K | 42.9% |
590 New Jersey loans (3.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Burlington County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Burlington County CSV, all 25 lenders
What Burlington County's table can't show you: fit. Short-term financing is exempt from HMDA, so Burlington County's fix-and-flip and bridge lenders barely appear among its 149 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Burlington County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Burlington County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Burlington County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 149 lenders and 819 loans: 2025 HMDA loan-level data rolled up to Burlington County.
- Burlington County investor-lender dataset (CSV) — All 25 Burlington County lenders in the table, Kiavi Funding, Inc. first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.