DSCR Loans in Bexar County, Texas
Reviewed by Dominick Prevete, Founder & CEO, National Loan Provider31+ years in real estate finance
LinkedIn35 closed transactionsNLPI LLC, NJ entity ID 0451062247 (verify on the NJ business search)
Dominick Prevete arranges DSCR loans across Bexar County, qualified on the property's rent, not your tax returns. DSCR rental loans start from 7.125% (October 2026), and most close in 14 days. In 2025 HMDA data, 289 lenders made 3,306 investment-property loans there, 6.7% of Texas's total; the most active are in the table below.
Bexar County investor market at a glance
| Statistic | Bexar County | Texas | County rank |
|---|---|---|---|
| Investor loans | 3,306 | 49,613 | 3rd of 51 |
| Reporting lenders | 289 | 903 | 6th of 51 |
| Loan volume | $721.0M | $13.00B | 6th of 51 |
| Average loan | $218K | $262K | 30th of 51 |
| Median loan | $175K | $205K | 31st of 51 |
| Purchases | 55.7% | 61.7% | 40th of 51 |
| Cash-out refinances | 21.3% | 17.9% | 10th of 51 |
| 2–4 unit properties | 10.4% | 8.8% | 19th of 51 |
| Top five lenders' share | 25.8% | 18.3% | 40th of 51 |
| Reported business-purpose | 72.9% | 68.5% | 8th of 51 |
Bexar County: closed-end loans on 1–4 unit investment properties. Bexar County's rank is highest first, among Texas's counties with at least 100 investor loans and 25 reporting lenders. Shares are of Bexar County's investor loans.
What stands out in Bexar County
The five most active lenders wrote 25.8% of Bexar County's investor loans, ranking 40th highest of Texas's 51 counties with published data (statewide: 18.3%).
Five lenders write 25.8% of the loans here, so comparing written term sheets matters more.
The average investor loan in Bexar County was $218K, ranking 22nd lowest of Texas's 51 counties with published data (statewide: $262K).
Loans here run small. DSCR loans Dominick arranges start at $75,000.
Who are the DSCR and investment-property lenders in Bexar County?
The most active investment-property lenders in Bexar County in 2025 HMDA data were LENNAR MORTGAGE, LLC; Kiavi Funding, Inc.; and UNITED SHORE FINANCIAL SERVICES, LLC, out of 289 lenders that reported. HMDA doesn't flag which loans were DSCR loans, so this list mixes DSCR and conventional investment-property lenders. Dominick Prevete places DSCR loans across 100+ lenders, including several that reported in Bexar County, and matches each file to the one most likely to fund it.
Bexar County's 2025 HMDA filings, closed-end loans on 1–4 unit investment properties only: 3,306 loans and $721.0M from 289 lenders. LENNAR MORTGAGE, LLC led Bexar County with 246 loans, 7.4% of the county's total, and the average Bexar County loan of $218K compares with $262K across Texas.
| Lender | Loans | Volume | Avg loan | Purchase share |
|---|---|---|---|---|
| LENNAR MORTGAGE, LLC | 246 | $38.2M | $155K | 100.0% |
| Kiavi Funding, Inc. | 169 | $44.4M | $263K | 60.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 156 | $29.3M | $188K | 45.5% |
| CMG MORTGAGE, INC. | 149 | $49.6M | $333K | 79.2% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 132 | $17.6M | $133K | 20.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 118 | $23.5M | $199K | 61.9% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 86 | $13.3M | $155K | 23.3% |
| Emporium TPO LLC | 85 | $13.9M | $163K | 8.2% |
| CHAMPIONS FUNDING, LLC | 71 | $15.8M | $222K | 25.4% |
| Rocket Mortgage, LLC | 67 | $11.8M | $176K | 35.8% |
| CONSTRUCTIVE LOANS, LLC | 61 | $10.5M | $172K | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 54 | $11.4M | $211K | 20.4% |
| Hometown Equity Mortgage, LLC | 53 | $11.9M | $224K | 32.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 50 | $9.0M | $180K | 100.0% |
| PANORAMA MORTGAGE GROUP, LLC | 46 | $5.6M | $121K | 100.0% |
| OCMBC, INC. | 45 | $8.2M | $181K | 44.4% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 44 | $8.7M | $197K | 11.4% |
| DHI MORTGAGE COMPANY, LTD. | 42 | $9.6M | $228K | 97.6% |
| NEWREZ LLC | 41 | $10.2M | $248K | 43.9% |
| Investmark Mortgage, LLC | 37 | $6.3M | $170K | 100.0% |
| Jefferson Bank | 36 | $8.7M | $242K | 63.9% |
| THE LOAN STORE, INC. | 36 | $8.1M | $226K | 55.6% |
| AMERICAN HERITAGE LENDING, LLC | 34 | $7.4M | $219K | 32.4% |
| LEI:254900CTT87ZKAUTIJ37 | 31 | $7.8M | $251K | 67.7% |
| Bank OZK | 30 | $5.0M | $168K | 86.7% |
1,084 Texas loans (2.2%) carry no county code in HMDA, so county figures sum to less than the state total.
Source for Bexar County: 2025 HMDA loan-level data from the CFPB/FFIEC Data Browser, retrieved October 31, 2026. How this data is built · Bexar County CSV, all 25 lenders
What Bexar County's table can't show you: fit. Short-term financing is exempt from HMDA, so Bexar County's fix-and-flip and bridge lenders barely appear among its 289 filers, and none of the 25 names above tells you whose guidelines match your deal, your entity, or your timeline. That's the job. Dominick Prevete structures your file and places it across 100+ lenders — including several on this list — so it lands with the one most likely to fund it.
Price your loan →National Loan Provider is an independent broker and maintains wholesale relationships with some listed lenders. Appearing in this table is not an endorsement or a recommendation.
Run the coverage test on your Bexar County deal
Rent divided by the full monthly payment is the number a DSCR loan qualifies on. Enter a Bexar County property's rent, loan, taxes and insurance to see where it lands.
Principal and interest on a thirty-year amortization, plus taxes, insurance and HOA.
Enter the rent, loan amount, rate, taxes and insurance to see the coverage ratio.
Sources
- CFPB / FFIEC HMDA Data Browser — Bexar County's at-a-glance figures, its observations, its 25-lender table and the Quick Read's 289 lenders and 3,306 loans: 2025 HMDA loan-level data rolled up to Bexar County.
- Bexar County investor-lender dataset (CSV) — All 25 Bexar County lenders in the table, LENNAR MORTGAGE, LLC first, with volume, average loan and purchase share for each.
- DSCR loan rates, Dominick Prevete — DSCR rental loans start from 7.125%, as of October 2026: the Instant Term Sheet's best-case scenario on the current rate sheets.